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The Effect Of Mobile Banking On People’s Spending Behavior: A Case Of Somalia

This study focuses on how mobile banking technology affected the spending behavior of human beings who use this method of technology that has displaced the traditional method of the banking system. It achieves three specific objectives that are to examine the extant that mobile banking has affected on peoples’ spending behavior; to explore the effect that accessibility of mobile banking at any time has on people’s spending behavior; and to determine the effect that the availability of mobile banking in anywhere has on people’s spending behavior in Somalia. The study provides some useful recommendations including but not limited to introducing new laws and regulations relevant to mobile banking services since the use of this technology has increased and it will increase in the future.

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