• PhD (Finance), Islamic Science University of Malaysia – 2022
• Master of Science (Finance), International Islamic University of Malaysia – 2011
• Bachelor’s degree (Economics), International University of Africa in Sudan – 2006
• Diploma (Accountancy), Sudan University of Science and Technology – 2004

• Performance Analysis and Economic Growth
• Financial Services and FinTech

• Bank Management and Financial Services
• Principle of Management
• Real Estate Finance
• Money and Banking
• Research Methodology

• 2024

1. The effect of the electronic banking system on bank’s performance
2. Factors that influence the use of e-banking and the effect on consumption in Commercial banks
3. THE EFFECT OF ELECTRONIC BANKING ON ECONOMIC DEVELOPMENT IN MOGADISHU-SOMALIA
4. The impact of electronic banks on customer satisfaction: evidence from Commercial banks in Mogadishu Somalia
5. The effect of Corporate Social Responsibility on commercial banking performance
6. Determinants of customer loyalty empirical evidence from the banking sector in Mogadishu

Publication 12

• Title: Fractional Reserve Banking and Price Stability: Evidence from Gulf Cooperation Council (GCC) Countries
• Date: 2015

Publication 11

• Title: The Effect of Islamic Leverage on Shariah Compliant Firms’ Performance: Empirical Evidence From Bursa Malaysia
• Date: 2021

Publication 10

• Title: Viability of oil as commodity money and international unit of account for global payment: an empirical study on us data
• Date: 2015

Publication 9

• Title: Determinants of Foreign Direct Investment Inflows in the East African Community States: the Roles of Political Stability, Economic Growth and Trade Openness
• Date: 2024

Publication 8

• Title: The Effect of Banks’ Debt Creation on Price Stability: Evidence From Middle East And North Africa
• Date: 2024

Publication 7

• Title: The impact of external debt stock on economic growth: ethical dilemmas and evidence from East African community bloc
• Date: 2024

Publication 6

• Title: Islamic and Conventional Behavioral Finance: A Critical Review of Literature
• Date: 2015

Publication 5

• Title: Islamic Finance Development and economic growth Nexus: a review
• Date: 2015

Publication 4

• Title: Interest-bearing Debt and Islamic Debt vs. Shariah-compliant Firms’ Performance Empirical Evidence from Malaysia
• Date: 2021

Publication 3

• Title: Dollarization in East Africa: Causes, Consequences, and Future Forecasts
• Date: 2017

Publication 2

• Title: Attitude of Somali Customers towards Mobile Banking Services: The Case of Zaad and Sahal Services
• Date: 2013

Publication 1

• Title:Investigating mobile money acceptance in Somalia: An empirical study
• Date: 2012